Payments

You can send a payment link in seconds via email or SMS (manually through the dashboard or automatically via the API). The customer clicks the link and pays quickly and securely in their own trusted banking environment.

You can set up a customized partial payment plan by defining the number of installments, dollar/euro amounts, and payment windows. PayByLink then automatically emails the right payment link to the customer at the scheduled time.

Yes, PayByLink integrates directly with many reputable payment gateways (Payment Service Providers – PSPs). If you already use a payment gateway, you can typically link your account immediately.

You can set the link’s expiration period in minutes, hours, days, weeks, or months. If a customer clicks an expired link, they will see a custom message defined by you.

Yes, PayByLink integrates directly with many reputable payment gateways (Payment Service Providers – PSPs). If you already use a payment gateway, you can typically link your account immediately.

PayByLink supports online banking (iDEAL|Wero, BanContact), credit cards (Visa, MasterCard, Maestro, American Express), and digital wallets such as PayPal, WeChat, and Alipay. Local and international payment methods can be combined.

Mandates

With customer authorization, recurring payments are automatically charged to a bank account or credit card on a monthly, quarterly, or annual basis.

A bank mandate is required first. Once set up, amounts can be submitted directly to the bank via the dashboard, batch files, or API.

If a chargeback or collection error occurs, PayByLink lets you instantly email a payment link to settle the balance.

After an initial online payment, the card is stored securely as a ‘token’. Future charges are processed automatically through the gateway without passing card numbers.

Direct debits

You need a SEPA mandate contract from your bank, or you can route mandates through your own Payment Service Provider (PSP) or Mandate Service Provider (MSP).

Mandates can be created manually in the dashboard, uploaded in bulk via Excel or CSV batch files, or fully automated using the API.

PayByLink supports CORE mandates for B2C transactions (with chargeback rights) and B2B mandates for business transactions (without chargeback rights).

Signatures can be completed via online banking (e.g., using a 0-cent iDEAL|Wero process), combined directly with the first payment via an MSP, or requested through a 1-cent transaction.

Email

You can design emails fully in your own branding using custom logos, colors, fonts, email text, display messaging, and by sending them from your own email address.

You control the message content (such as order numbers, descriptions, payment amounts, dates, or booking numbers) and can attach a PDF manually or up to 5 PDF attachments automatically.

PayByLink allows you to create and edit unlimited custom email templates in any language for different use cases, such as invoices, reminders, or down payments.

You can send an email in three ways: manually via PayByLink, automatically via PayByLink (from [email protected] or your own email address), or by using ‘copy & paste’ into your own email client.

Yes, all PayByLink emails and payment pages are responsive, ensuring clear readability across PCs, laptops, tablets, and smartphones.

Text message

Text messages have a very high response rate because recipient read them almost immediately on smartphones. This increases the likelihood of quick payment

The customer taps the PayByLink payment link inside the text message to launch the payment process directly on their phone, completing the payment in just a few steps.

You can compose a text message using a pre-made multilingual template or custom text. Messages over 160 characters arrive as a single message, and you can set your own sender name.

You can send text message requests manually or fully automated at whatever schedule suits your business workflow (such as daily, weekly, or monthly).

QR code

The customer scans the QR code on an invoice, PDF, screen, or email using a smartphone. Pre-filled payment details appear immediately, allowing the customer to complete payment through online banking.

You create QR codes in three ways: individually in the dashboard, in bulk for thousands of codes at once, or automatically via the API. Additionally, you can display codes on screens or send them via email and messaging apps.

You open the PayByLink mobile page on your smartphone and enter the payment amount. Then, you show the generated QR code to the customer and view payment confirmation on your screen instantly.

Donors scan the code on a poster, sticker, website, or Facebook page. Afterwards, they can enter their own donation amount or select from pre-configured amount options.

MPOS

MPOS stands for Mobile Point Of Sale. It turns your smartphone into a payment terminal, allowing you to create payment links directly on your phone without additional hardware.

You send an email or text message containing a payment link within seconds, or you display a QR code on your phone screen for the customer to scan.

You configure the MPOS page with custom input fields and attach email or text message templates in any language and currency. For emails, you can also include PDF attachments.

Businesses use MPOS for payments upon delivery, down payments in showrooms, phone sales in call centers, and converting quotes into orders instantly.

Text message

QR code